/*! tailwindcss v4.2.1 | MIT License | https://tailwindcss.com */
@layer theme{:root,:host{--font-sans:ui-sans-serif, system-ui, sans-serif, "Apple Color Emoji", "Segoe UI Emoji", "Segoe UI Symbol", "Noto Color Emoji";--font-mono:ui-monospace, SFMono-Regular, Menlo, Monaco, Consolas, "Liberation Mono", "Courier New", monospace;--spacing:.25rem;--default-font-family:var(--font-sans);--default-mono-font-family:var(--font-mono)}}@layer base{*,:after,:before,::backdrop{box-sizing:border-box;border:0 solid;margin:0;padding:0}::file-selector-button{box-sizing:border-box;border:0 solid;margin:0;padding:0}html,:host{-webkit-text-size-adjust:100%;tab-size:4;line-height:1.5;font-family:var(--default-font-family,ui-sans-serif, system-ui, sans-serif, "Apple Color Emoji", "Segoe UI Emoji", "Segoe UI Symbol", "Noto Color Emoji");font-feature-settings:var(--default-font-feature-settings,normal);font-variation-settings:var(--default-font-variation-settings,normal);-webkit-tap-highlight-color:transparent}hr{height:0;color:inherit;border-top-width:1px}abbr:where([title]){-webkit-text-decoration:underline dotted;text-decoration:underline dotted}h1,h2,h3,h4,h5,h6{font-size:inherit;font-weight:inherit}a{color:inherit;-webkit-text-decoration:inherit;-webkit-text-decoration:inherit;-webkit-text-decoration:inherit;-webkit-text-decoration:inherit;text-decoration:inherit}b,strong{font-weight:bolder}code,kbd,samp,pre{font-family:var(--default-mono-font-family,ui-monospace, SFMono-Regular, Menlo, Monaco, Consolas, "Liberation Mono", "Courier New", monospace);font-feature-settings:var(--default-mono-font-feature-settings,normal);font-variation-settings:var(--default-mono-font-variation-settings,normal);font-size:1em}small{font-size:80%}sub,sup{vertical-align:baseline;font-size:75%;line-height:0;position:relative}sub{bottom:-.25em}sup{top:-.5em}table{text-indent:0;border-color:inherit;border-collapse:collapse}:-moz-focusring{outline:auto}progress{vertical-align:baseline}summary{display:list-item}ol,ul,menu{list-style:none}img,svg,video,canvas,audio,iframe,embed,object{vertical-align:middle;display:block}img,video{max-width:100%;height:auto}button,input,select,optgroup,textarea{font:inherit;font-feature-settings:inherit;font-variation-settings:inherit;letter-spacing:inherit;color:inherit;opacity:1;background-color:#0000;border-radius:0}::file-selector-button{font:inherit;font-feature-settings:inherit;font-variation-settings:inherit;letter-spacing:inherit;color:inherit;opacity:1;background-color:#0000;border-radius:0}:where(select:is([multiple],[size])) optgroup{font-weight:bolder}:where(select:is([multiple],[size])) optgroup option{padding-inline-start:20px}::file-selector-button{margin-inline-end:4px}::placeholder{opacity:1}@supports (not ((-webkit-appearance:-apple-pay-button))) or (contain-intrinsic-size:1px){::placeholder{color:currentColor}@supports (color:color-mix(in lab, red, red)){::placeholder{color:color-mix(in oklab, currentcolor 50%, transparent)}}}textarea{resize:vertical}::-webkit-search-decoration{-webkit-appearance:none}::-webkit-date-and-time-value{min-height:1lh;text-align:inherit}::-webkit-datetime-edit{display:inline-flex}::-webkit-datetime-edit-fields-wrapper{padding:0}::-webkit-datetime-edit{padding-block:0}::-webkit-datetime-edit-year-field{padding-block:0}::-webkit-datetime-edit-month-field{padding-block:0}::-webkit-datetime-edit-day-field{padding-block:0}::-webkit-datetime-edit-hour-field{padding-block:0}::-webkit-datetime-edit-minute-field{padding-block:0}::-webkit-datetime-edit-second-field{padding-block:0}::-webkit-datetime-edit-millisecond-field{padding-block:0}::-webkit-datetime-edit-meridiem-field{padding-block:0}::-webkit-calendar-picker-indicator{line-height:1}:-moz-ui-invalid{box-shadow:none}button,input:where([type=button],[type=reset],[type=submit]){appearance:button}::file-selector-button{appearance:button}::-webkit-inner-spin-button{height:auto}::-webkit-outer-spin-button{height:auto}[hidden]:where(:not([hidden=until-found])){display:none!important}}@layer components;@layer utilities{.visible{visibility:visible}.fixed{position:fixed}.relative{position:relative}.start{inset-inline-start:var(--spacing)}.block{display:block}.table{display:table}.antialiased{-webkit-font-smoothing:antialiased;-moz-osx-font-smoothing:grayscale}}:root{--navy:#071a32;--navy-2:#0b2547;--blue:#174b76;--gold:#d3ae68;--gold-light:#e9cf9a;--sand:#f3eee4;--paper:#fbfaf7;--ink:#132238;--muted:#647284;--line:#dde2e8}*{box-sizing:border-box}html{scroll-behavior:auto}body{background:var(--paper);color:var(--ink);font-family:var(--font-geist-sans), Arial, sans-serif;-webkit-font-smoothing:antialiased;margin:0;overflow-x:clip}a{color:inherit;text-decoration:none}a,button{-webkit-tap-highlight-color:transparent}.hero-shell{min-height:760px;color:var(--ink);background:url(/bgw-hero-perth-home-v2.png) 63%/cover no-repeat;position:relative;overflow:hidden}.hero-shell:before{content:"";z-index:1;background:linear-gradient(90deg,#fbfaf7f7 0%,#fbfaf7e8 38%,#fbfaf794 58%,#fbfaf70f 78%);position:absolute;inset:0}.site-header{z-index:20;border-bottom:1px solid #ffffff1c;position:relative}.hero-shell .site-header{-webkit-backdrop-filter:blur(12px);backdrop-filter:blur(12px);background:#ffffffb3;border-bottom-color:#13223814}.nav-wrap{align-items:center;gap:34px;width:min(1180px,100% - 48px);min-height:90px;margin:0 auto;display:flex}.brand{flex-shrink:0;align-items:center;gap:12px;display:inline-flex}.brand-logo{object-fit:contain;filter:drop-shadow(0 1px 1px #00000014);width:94px;height:auto;display:block}.desktop-nav{align-items:center;gap:27px;margin-left:auto;display:flex}.desktop-nav>a{color:#45566a;font-size:13px;transition:color .2s}.desktop-nav>a:hover{color:var(--navy)}.desktop-nav .nav-rate{color:#8b642a}.button{border-radius:4px;justify-content:center;align-items:center;gap:13px;min-height:52px;padding:0 23px;font-size:14px;font-weight:700;transition:transform .2s,background .2s,box-shadow .2s;display:inline-flex}.button:hover{transform:translateY(-1px)}.button-gold{background:var(--gold);color:#132139;box-shadow:0 8px 26px #d3ae682e}.button-gold:hover{background:#dfbd7d;box-shadow:0 10px 30px #d3ae6842}.button-small{min-height:43px;padding:0 18px;font-size:12px}.text-link{width:fit-content;color:var(--blue);border-bottom:1px solid;padding-bottom:3px;font-size:14px;font-weight:700}.light-link{color:#ffffffde}.hero{z-index:4;align-items:center;width:min(1180px,100% - 48px);min-height:630px;margin:0 auto;padding:80px 0 118px;display:flex;position:relative}.hero-content{width:min(660px,58vw)}.kicker{color:var(--blue);letter-spacing:.16em;text-transform:uppercase;margin:0 0 16px;font-size:11px;font-weight:800}.kicker.light,.kicker.gold{color:var(--gold-light)}.hero h1{letter-spacing:-.055em;max-width:720px;color:var(--navy);margin:0;font-size:clamp(55px,6.3vw,90px);font-weight:720;line-height:.97}.hero h1 span{color:#9a6e2d}.hero-lead{color:#526275;max-width:650px;margin:27px 0 0;font-size:19px;line-height:1.65}.hero-actions{align-items:center;gap:26px;margin-top:33px;display:flex}.hero-card{z-index:4;-webkit-backdrop-filter:blur(16px);backdrop-filter:blur(16px);background:#ffffff13;border:1px solid #ffffff26;border-radius:8px;justify-self:end;width:100%;max-width:395px;padding:30px;position:relative;box-shadow:0 30px 80px #0000002e}.hero-card-top{align-items:center;gap:14px;display:flex}.monogram{background:var(--gold);width:52px;height:52px;color:var(--navy);border-radius:50%;place-items:center;font-size:22px;font-weight:850;display:grid}.hero-card-top div{gap:4px;display:grid}.hero-card-top strong{font-size:14px}.hero-card-top small{color:#ffffff8c;font-size:11px}.hero-card blockquote{letter-spacing:-.025em;margin:28px 0;font-size:22px;font-weight:580;line-height:1.45}.hero-card-points{border-top:1px solid #ffffff21;display:grid}.hero-card-points span{color:#ffffffb3;border-bottom:1px solid #ffffff1a;padding:11px 0;font-size:12px}.hero-card-points span:before{content:"✓";color:var(--gold-light);margin-right:10px}.hero-service-line{flex-wrap:wrap;gap:8px;margin-top:34px;display:flex}.hero-service-line span{color:#35566d;-webkit-backdrop-filter:blur(6px);backdrop-filter:blur(6px);background:#ffffff9e;border:1px solid #174b762e;border-radius:999px;padding:8px 11px;font-size:10px;font-weight:700}.coastline{display:none}.trust-strip{z-index:5;border:1px solid var(--line);background:#fff;border-radius:7px;grid-template-columns:repeat(4,1fr);width:min(1090px,100% - 48px);margin:-44px auto 0;display:grid;position:relative;box-shadow:0 16px 55px #0c233b14}.trust-strip div{border-right:1px solid var(--line);gap:5px;padding:24px 25px;display:grid}.trust-strip div:last-child{border-right:0}.trust-strip strong{font-size:13px}.trust-strip span{color:var(--muted);font-size:11px;line-height:1.45}.section{width:min(1120px,100% - 48px);margin:0 auto;padding:120px 0}.section-heading h2,.about-copy h2,.rate-copy h2,.final-cta h2,.service-page h1{color:var(--ink);letter-spacing:-.045em;margin:0;font-size:clamp(38px,4.2vw,59px);font-weight:700;line-height:1.05}.split-heading{grid-template-columns:1.05fr .75fr;align-items:end;gap:90px;display:grid}.split-heading>p{color:var(--muted);margin:0 0 7px;font-size:15px;line-height:1.75}.service-grid{grid-template-columns:repeat(6,1fr);gap:14px;margin-top:54px;display:grid}.service-card{border:1px solid var(--line);background:#fff;border-radius:7px;flex-direction:column;grid-column:span 2;min-height:300px;padding:27px;transition:transform .22s,border-color .22s,box-shadow .22s;display:flex}.service-card:nth-child(4),.service-card:nth-child(5){grid-column:span 3;min-height:260px}.service-card:hover{border-color:#c4ccd5;transform:translateY(-4px);box-shadow:0 18px 45px #15273d14}.service-meta{color:var(--blue);justify-content:space-between;align-items:center;display:flex}.service-meta span{font-size:12px;font-weight:780}.service-meta small{letter-spacing:.16em;font-size:9px;font-weight:850}.service-card h3{letter-spacing:-.025em;margin:47px 0 11px;font-size:22px}.service-card p{color:var(--muted);max-width:355px;margin:0;font-size:13px;line-height:1.7}.card-link{color:var(--blue);margin-top:auto;padding-top:28px;font-size:12px;font-weight:750}.calculator-section{touch-action:pan-y;background:#eef4f6;border:1px solid #dce7ea;border-radius:10px;width:min(1180px,100% - 32px);margin:20px auto 70px;padding:80px 56px 48px}[id]{scroll-margin-top:24px}.calculator-heading{grid-template-columns:1.05fr .72fr;align-items:end;gap:90px;max-width:1060px;margin:0 auto 42px;display:grid}.calculator-heading h2{letter-spacing:-.045em;margin:0;font-size:clamp(36px,3.7vw,52px);line-height:1.06}.calculator-heading>p{color:var(--muted);margin:0 0 5px;font-size:14px;line-height:1.75}.calculator-shell{touch-action:pan-y;background:#fff;border:1px solid #d7e0e3;border-radius:8px;grid-template-columns:1.08fr .92fr;display:grid;box-shadow:0 16px 45px #122e430f}.calculator-inputs{touch-action:pan-y;border-right:1px solid #dfe5e8;border-radius:8px 0 0 8px;padding:34px}.calculator-group+.calculator-group{border-top:1px solid var(--line);margin-top:32px;padding-top:32px}.calculator-group-title{align-items:center;gap:10px;margin-bottom:22px;display:flex}.calculator-group-title>span{background:var(--navy);color:#fff;border-radius:50%;place-items:center;width:27px;height:27px;font-size:10px;font-weight:800;display:grid}.calculator-group-title h3{margin:0;font-size:17px}.calculator-group label{color:#2c3d50;gap:7px;font-size:11px;font-weight:700;display:grid}.calculator-group label>small{color:#85909d;font-size:9px;font-weight:500;display:inline}.field-row{grid-template-columns:1fr 1fr;gap:14px;margin-top:14px;display:grid}.field-row+label,.calculator-group>label+.field-row,.calculator-group .field-row+label{margin-top:14px}.field-with-affix{background:#fff;border:1px solid #d8dee4;border-radius:5px;align-items:center;min-height:48px;display:flex;overflow:hidden}.field-with-affix:focus-within{border-color:#7496ad;box-shadow:0 0 0 3px #174b7614}.field-with-affix>span{color:#7a8692;padding-left:13px;font-size:12px;font-weight:600}.field-with-affix.suffix>span{padding:0 13px 0 7px}.field-with-affix input{width:100%;min-width:0;height:46px;color:var(--ink);font:inherit;background:0 0;border:0;outline:0;padding:0 12px;font-size:13px}.field-with-affix input::placeholder{color:#a3abb4}.field-split{grid-template-columns:1fr 118px;gap:8px;display:grid}.field-split select{color:#4e5d6b;background:#fff;border:1px solid #d8dee4;border-radius:5px;min-height:48px;padding:0 9px;font-size:11px}.field-help{color:#8a949e;margin:7px 0 0;font-size:9px}.field-help+label{margin-top:14px}.keep-payment{text-align:left;color:#385366;cursor:pointer;background:#f6fafb;border:1px solid #cfdde3;border-radius:5px;align-items:center;gap:9px;width:100%;min-height:46px;margin-top:18px;padding:9px 13px;font-size:11px;font-weight:700;display:flex}.keep-payment span{width:20px;height:20px;color:var(--blue);background:#dce9ee;border-radius:50%;flex:none;place-items:center;display:grid}.keep-payment.active{background:#edf6f7;border-color:#8eafbd}.reset-button{color:#7b8791;cursor:pointer;background:0 0;border:0;margin-top:12px;padding:0;font-size:10px;text-decoration:underline}.calculator-results{background:var(--navy);color:#fff;touch-action:pan-y;overflow-anchor:none;border-radius:0 8px 8px 0;padding:36px}.calculator-results h3{letter-spacing:-.03em;margin:-3px 0 26px;font-size:24px}.results-empty{color:#ffffff85;text-align:center;border:1px dashed #ffffff2e;border-radius:6px;place-items:center;min-height:290px;padding:30px;font-size:12px;line-height:1.75;display:grid}.result-hero{border-top:1px solid #ffffff21;border-bottom:1px solid #ffffff21;padding:22px 0 27px}.result-hero span,.result-grid span,.payoff-compare span{color:#ffffff85;font-size:9px;line-height:1.45;display:block}.result-hero strong{color:var(--gold-light);letter-spacing:-.04em;margin-top:7px;font-size:38px;display:block}.lump-sum-result{background:#d3b36717;border:1px solid #d3b36759;border-radius:6px;margin:18px 0 4px;padding:15px 16px}.lump-sum-result span,.lump-sum-result small{color:#ffffffa1;font-size:9px;line-height:1.5;display:block}.lump-sum-result strong{color:var(--gold-light);margin:4px 0 2px;font-size:18px;display:block}.result-grid{border-bottom:1px solid #ffffff21;grid-template-columns:1fr 1fr;display:grid}.result-grid>div{border-bottom:1px solid #ffffff17;padding:19px 12px 19px 0}.result-grid>div:nth-child(odd){border-right:1px solid #ffffff17}.result-grid>div:nth-child(2n){padding-left:14px}.result-grid strong{margin-top:6px;font-size:15px;display:block}.result-grid strong small{color:#ffffff80;font-size:9px;font-weight:500}.payoff-compare{grid-template-columns:1fr 1fr;gap:18px;padding:20px 0;display:grid}.payoff-compare strong{margin-top:5px;font-size:13px;display:block}.time-saved{color:#ffffff94;background:#ffffff0f;border-radius:5px;margin:0;padding:12px;font-size:10px;line-height:1.5}.time-saved strong{color:#fff}.calculator-actions{gap:13px;margin-top:26px;display:grid}.calculator-actions .button{width:100%}.calculator-email{color:#ffffffb8;text-align:center;font-size:10px;text-decoration:underline}.calculator-trust{grid-template-columns:repeat(3,1fr);gap:30px;max-width:1060px;margin:26px auto 0;display:grid}.calculator-trust div{gap:5px;display:grid}.calculator-trust strong{color:#35566a;font-size:10px}.calculator-trust span{color:#73818c;font-size:9px;line-height:1.5}.calculator-disclaimer{color:#8b959d;border-top:1px solid #d8e4e7;max-width:1060px;margin:26px auto 0;padding-top:18px;font-size:8px;line-height:1.6}.resources-section{padding-top:75px}.resources-heading{align-items:end}.resource-grid{grid-template-columns:repeat(4,1fr);gap:14px;margin-top:50px;display:grid}.resource-card{border:1px solid var(--line);background:#fff;border-radius:7px;flex-direction:column;min-height:275px;padding:25px;transition:transform .22s,border-color .22s,box-shadow .22s;display:flex}.resource-card:first-child{background:linear-gradient(145deg,#fff 0%,#faf6ec 100%);border-color:#d9c18f}.resource-card:hover{border-color:#bccbd5;transform:translateY(-4px);box-shadow:0 18px 45px #15273d14}.resource-meta{color:var(--blue);letter-spacing:.12em;justify-content:space-between;gap:14px;font-size:9px;font-weight:800;display:flex}.resource-meta small{color:#8a6b35;letter-spacing:.04em;text-align:right;font-size:8px;font-weight:700}.resource-card h3{color:var(--ink);letter-spacing:-.025em;margin:43px 0 11px;font-size:20px;line-height:1.18}.resource-card p{color:var(--muted);margin:0;font-size:11px;line-height:1.68}.resource-link{color:var(--blue);margin-top:auto;padding-top:25px;font-size:10px;font-weight:750}.resources-note{color:#7c8792;max-width:850px;margin:26px 0 0;font-size:9px;line-height:1.65}.about-section{grid-template-columns:.9fr 1.1fr;align-items:center;gap:100px;padding-top:80px;display:grid}.about-visual{background:linear-gradient(150deg, var(--navy) 0%, #103f65 62%, #3e7da0 100%);border-radius:8px;min-height:530px;position:relative;overflow:hidden}.about-visual:before,.about-visual:after{content:"";border:1px solid #ffffff1f;border-radius:50%;position:absolute}.about-visual:before{width:480px;height:480px;top:-70px;right:-230px}.about-visual:after{width:360px;height:360px;bottom:-70px;left:-210px;box-shadow:0 0 0 60px #ffffff09}.about-initials{color:#ffffff17;letter-spacing:-.1em;place-items:center;font-size:200px;font-weight:860;display:grid;position:absolute;inset:0}.about-caption{color:#fff;border-top:1px solid #fff3;gap:4px;padding-top:17px;display:grid;position:absolute;bottom:30px;left:30px;right:30px}.about-caption span{color:var(--gold-light);letter-spacing:.12em;text-transform:uppercase;font-size:10px}.about-caption strong{font-size:14px}.about-copy h2{margin-bottom:24px}.about-copy>p:not(.kicker){color:var(--muted);font-size:14px;line-height:1.85}.about-copy .large-copy{color:var(--ink)!important;font-size:19px!important;line-height:1.65!important}.about-values{border-top:1px solid var(--line);border-bottom:1px solid var(--line);grid-template-columns:repeat(3,1fr);margin:30px 0;display:grid}.about-values div{gap:5px;padding:19px 14px 19px 0;display:grid}.about-values strong{font-size:12px}.about-values span{color:var(--muted);font-size:10px;line-height:1.45}.rate-section{width:min(1180px,100% - 32px);margin:20px auto 0}.rate-card{background:var(--navy);color:#fff;border-radius:9px;grid-template-columns:1.15fr .75fr;align-items:center;gap:90px;padding:72px;display:grid;position:relative;overflow:hidden}.rate-card:after{content:"";border:1px solid #ffffff17;border-radius:50%;width:430px;height:430px;position:absolute;bottom:-260px;right:-210px;box-shadow:0 0 0 80px #ffffff06}.rate-copy h2{color:#fff;font-size:clamp(35px,3.7vw,52px)}.rate-copy p:not(.kicker){color:#ffffffab;max-width:640px;font-size:14px;line-height:1.8}.rate-copy .button{margin-top:13px}.rate-list{z-index:2;border-top:1px solid #ffffff26;display:grid;position:relative}.rate-list span{color:#ffffffc7;border-bottom:1px solid #ffffff26;padding:17px 0;font-size:13px}.rate-list strong{width:42px;color:var(--gold-light);letter-spacing:.12em;font-size:10px;display:inline-block}.fine-print{color:#75808c;text-align:center;margin:12px 0 0;font-size:10px}.centered{text-align:center;max-width:720px;margin:0 auto}.process-section{padding-top:125px}.process-grid{border-top:1px solid var(--line);grid-template-columns:repeat(4,1fr);margin-top:58px;display:grid}.process-step{padding:30px 30px 0 0;position:relative}.process-step:before{content:"";background:var(--gold);border-radius:50%;width:8px;height:8px;position:absolute;top:-4px;left:0}.process-step>span{color:var(--blue);font-size:10px;font-weight:800}.process-step h3{letter-spacing:-.02em;margin:22px 0 10px;font-size:17px}.process-step p{color:var(--muted);margin:0;font-size:12px;line-height:1.7}.reviews-section{color:#fff;background:#0b203c;padding:105px max(24px,50% - 560px)}.review-heading h2{color:#fff}.review-heading>p{color:#fff9}.review-grid{grid-template-columns:repeat(3,1fr);gap:14px;margin-top:48px;display:grid}.review-grid article{background:#ffffff0b;border:1px solid #ffffff21;border-radius:7px;flex-direction:column;min-height:240px;padding:30px;display:flex}.stars{color:var(--gold-light);letter-spacing:.14em;font-size:11px}.review-grid blockquote{letter-spacing:-.02em;margin:34px 0;font-size:21px;line-height:1.45}.review-grid article>span{color:#ffffff85;margin-top:auto;font-size:11px}.faq-section{grid-template-columns:.75fr 1.25fr;gap:100px;display:grid}.faq-intro h2{letter-spacing:-.04em;margin:0;font-size:42px;line-height:1.09}.faq-intro>p:not(.kicker){color:var(--muted);margin:22px 0;font-size:13px;line-height:1.75}.faq-list{border-top:1px solid var(--line)}.faq-list details{border-bottom:1px solid var(--line)}.faq-list summary{cursor:pointer;justify-content:space-between;align-items:center;gap:20px;padding:23px 0;font-size:14px;font-weight:700;list-style:none;display:flex}.faq-list summary::-webkit-details-marker{display:none}.faq-list summary span{color:var(--blue);font-size:20px;font-weight:350;transition:transform .2s}.faq-list details[open] summary span{transform:rotate(45deg)}.faq-list details p{color:var(--muted);margin:-7px 45px 22px 0;font-size:12px;line-height:1.8}.final-cta{text-align:center;color:#fff;background:linear-gradient(135deg,#071a32,#0e3456);padding:110px 24px 116px}.final-cta h2{color:#fff}.final-cta>p:not(.kicker){color:#ffffffa3;margin:17px 0 0;font-size:14px}.centered-actions{justify-content:center}.site-footer{color:#fff;background:#051426;padding:70px max(24px,50% - 560px) 35px}.footer-grid{grid-template-columns:1.4fr .8fr .8fr;gap:70px;display:grid}.site-footer .brand{margin-bottom:18px}.footer-intro{color:#ffffff85;max-width:380px;margin:0;font-size:12px;line-height:1.7}.footer-grid>div:not(:first-child){flex-direction:column;align-items:flex-start;gap:10px;display:flex}.footer-grid a:not(.brand){color:#ffffffb0;font-size:11px}.footer-grid a:not(.brand):hover{color:#fff}.footer-label{color:var(--gold-light);letter-spacing:.14em;text-transform:uppercase;margin-bottom:5px;font-size:9px}.legal{color:#ffffff59;border-top:1px solid #ffffff1a;gap:7px;margin-top:50px;padding-top:23px;font-size:9px;line-height:1.55;display:grid}.legal p{max-width:940px;margin:0}.legal a{color:#ffffff85;width:fit-content;margin-top:7px}.service-page-shell{background:var(--paper);min-height:100vh}.service-page-shell .site-header{background:var(--navy)}.service-page-shell .desktop-nav>a{color:#ffffffbf}.service-page-shell .desktop-nav>a:hover{color:#fff}.service-page-shell .desktop-nav .nav-rate{color:var(--gold-light)}.service-page{width:min(1120px,100% - 48px);margin:0 auto;padding:100px 0 120px}.service-breadcrumb{color:var(--blue);margin-bottom:50px;font-size:11px;font-weight:700;display:inline-block}.service-page-hero{grid-template-columns:1.15fr .75fr;align-items:end;gap:100px;display:grid}.service-page h1{font-size:clamp(47px,5vw,72px)}.service-page-lead{max-width:680px;color:var(--muted);margin:28px 0 0;font-size:18px;line-height:1.7}.service-page-side{background:var(--navy);color:#fff;border-radius:7px;padding:27px}.service-page-side span{color:var(--gold-light);letter-spacing:.15em;text-transform:uppercase;font-size:10px;font-weight:750}.service-page-side p{color:#ffffffb3;font-size:13px;line-height:1.7}.service-page-side .button{width:100%;margin-top:8px}.service-detail-grid{grid-template-columns:1fr 1fr;gap:16px;margin-top:90px;display:grid}.service-detail{border:1px solid var(--line);background:#fff;border-radius:7px;padding:34px}.service-detail span{color:var(--blue);font-size:10px;font-weight:750}.service-detail h2{letter-spacing:-.025em;margin:15px 0 10px;font-size:21px}.service-detail p{color:var(--muted);margin:0;font-size:13px;line-height:1.75}.service-note{border-left:3px solid var(--gold);background:var(--sand);color:#596475;margin-top:60px;padding:28px;font-size:12px;line-height:1.75}.service-cta{border-radius:8px;margin-top:80px}@media (width<=980px){.desktop-nav{display:none}.nav-wrap{justify-content:space-between}.hero{padding-top:70px}.hero-content{width:min(660px,74vw)}.hero-shell{background-position:68%;min-height:760px}.trust-strip{grid-template-columns:1fr 1fr}.trust-strip div:nth-child(2){border-right:0}.trust-strip div:nth-child(-n+2){border-bottom:1px solid var(--line)}.split-heading,.about-section,.faq-section,.rate-card,.service-page-hero{grid-template-columns:1fr;gap:45px}.service-card{grid-column:span 3}.calculator-heading,.calculator-shell{grid-template-columns:1fr}.calculator-heading{gap:24px}.calculator-inputs{border-bottom:1px solid #dfe5e8;border-right:0;border-radius:8px 8px 0 0}.calculator-results{border-radius:0 0 8px 8px}.calculator-trust{grid-template-columns:1fr;gap:15px}.resource-grid{grid-template-columns:1fr 1fr}.about-section{gap:55px}.about-visual{min-height:440px}.process-grid{grid-template-columns:1fr 1fr;gap:35px 0}.review-grid{grid-template-columns:1fr}.rate-card{padding:55px 45px}.footer-grid{grid-template-columns:1.2fr .8fr}.footer-grid>div:last-child{grid-column:1/-1}}@media (width<=640px){.nav-wrap{width:min(100% - 30px,1180px);min-height:76px}.brand-logo{width:76px}.site-header .button-small{min-height:39px;padding:0 13px}.hero-shell:before{background:linear-gradient(90deg,#fbfaf7f5 0%,#fbfaf7e8 65%,#fbfaf7ab 100%)}.hero{width:calc(100% - 34px);min-height:660px;padding:64px 0 98px}.hero-content{width:100%}.hero-shell{background-position:68%;min-height:735px}.hero h1{font-size:49px}.hero-lead{font-size:16px}.hero-actions{flex-direction:column;align-items:stretch;gap:18px}.hero-actions .text-link{align-self:center}.hero-service-line{margin-top:28px}.trust-strip{grid-template-columns:1fr;width:calc(100% - 28px);margin-top:-35px}.trust-strip div{border-right:0;border-bottom:1px solid var(--line)}.trust-strip div:last-child{border-bottom:0}.section{width:calc(100% - 34px);padding:90px 0}.section-heading h2,.about-copy h2,.final-cta h2{font-size:39px}.split-heading{gap:25px}.service-grid{grid-template-columns:1fr}.service-card,.service-card:nth-child(4),.service-card:nth-child(5){grid-column:auto;min-height:245px}.about-visual{min-height:380px}.about-initials{font-size:130px}.about-values{grid-template-columns:1fr}.about-values div{border-bottom:1px solid var(--line)}.about-values div:last-child{border-bottom:0}.rate-section{width:calc(100% - 18px)}.rate-card{padding:43px 25px}.process-grid{grid-template-columns:1fr;gap:30px}.process-step{padding-right:0}.review-grid blockquote{font-size:19px}.footer-grid{grid-template-columns:1fr;gap:35px}.footer-grid>div:last-child{grid-column:auto}.service-page{width:calc(100% - 34px);padding-top:65px}.service-page-hero{gap:40px}.service-detail-grid{grid-template-columns:1fr;margin-top:60px}.calculator-section{width:calc(100% - 18px);margin-bottom:40px;padding:58px 16px 34px}.calculator-heading h2{font-size:36px}.calculator-inputs,.calculator-results{padding:25px 20px}.field-row{grid-template-columns:1fr}.field-split{grid-template-columns:1fr 105px}.result-grid{grid-template-columns:1fr}.result-grid>div:nth-child(odd){border-right:0}.result-grid>div:nth-child(2n){padding-left:0}.result-hero strong{font-size:33px}.resource-grid{grid-template-columns:1fr}.resource-card{min-height:235px}}@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}*,:before,:after{transition-duration:.01ms!important}}
